Memorias de investigación
Research Publications in journals:
A decision support model for investment on P2P lending platform
Year:2017

Research Areas
  • Artificial intelligence (neuronal nets, expert systems, etc)

Information
Abstract
Peer-to-peer (P2P) lending, as a novel economic lending model, has triggered new challenges on making effective investment decisions. In a P2P lending platform, one lender can invest N loans and a loan may be accepted by M investors, thus forming a bipartite graph. Basing on the bipartite graph model, we built an iteration computation model to evaluate the unknown loans. To validate the proposed model, we perform extensive experiments on real-world data from the largest American P2P lending marketplace? Prosper. By comparing our experimental results with those obtained by Bayes and Logistic Regression, we show that our computation model can help borrowers select good loans and help lenders make good investment decisions. Experimental results also show that the Logistic classification model is a good complement to our iterative computation model ...
International
Si
JCR
Si
Title
Plos One
ISBN
1932-6203
Impact factor JCR
2,806
Impact info
Volume
Journal number
From page
687
To page
695
Month
SIN MES
Ranking
Participants
  • Autor: Xiangxiang Zeng . UPM
  • Autor: Li Liu
  • Autor: Stephen Leung
  • Autor: Jiangze Du
  • Autor: Xun Wang
  • Autor: Tao Li

Research Group, Departaments and Institutes related
  • Creador: Grupo de Investigación: Grupo de Inteligencia Artificial (LIA)
  • Departamento: Inteligencia Artificial